College Savings Showdown: 529 vs. UTMA vs. Coverdell ESA
Breaks down the features, contribution limits, qualified expenses, and tax benefits of 529 plans, UTMA/UGMA accounts, and Coverdell ESAs to help parents choose.
Breaks down the features, contribution limits, qualified expenses, and tax benefits of 529 plans, UTMA/UGMA accounts, and Coverdell ESAs to help parents choose.
Highlights common AI-powered scams (deepfakes, sophisticated phishing), red flags to watch for, and best practices for cybersecurity and financial protection.
Explains how to set rules for a no-spend challenge, track progress, handle temptations, and use the insights gained to build better long-term spending habits.
Breaks down complex economic forces like global trade changes, workforce shifts, and AI productivity gains, explaining their connection to your investments & costs.
Provides tips, templates, and formulas for setting up and managing your budget, tracking expenses, and visualizing your financial progress using Google Sheets.
Covers maximizing credit card rewards, finding cheap flights, loyalty programs, and smart booking strategies to make travel more affordable despite rising costs.
Explains the concept of ReFi, its connection to DeFi and sustainability, potential benefits, associated risks, and how it differs from traditional ESG investing.
Discusses tracking expenses, adjusting withholdings, maximizing deductions, contributing to tax-advantaged accounts, and staying updated on tax law changes.
Covers budgeting basics, saving habits, understanding credit, avoiding debt, and the power of compounding interest – crucial lessons for financial independence.