Verified So

Discusses the importance of reviewing policy limits, considering umbrella insurance, and ensuring coverage aligns with your current assets and risks.

Offers strategies like focusing on what you can control, automating finances, setting small goals, seeking support, and practicing mindfulness around money.

Explains the high cost of long-term care (nursing homes, home health aides), how LTC insurance works, policy costs, and alternatives like self-funding or hybrid policies.

Provides a framework for comparing costs (mortgage vs. rent, property taxes, maintenance, opportunity cost of down payment) to help make an informed decision.

Focuses on prioritizing experiences over possessions, reducing consumption, paying off debt, and aligning spending with core values for greater contentment.

Explains gross vs. net pay, common deductions (income tax, social security/payroll taxes, health insurance, retirement contributions), and how they impact take-home pay.

Highlights platforms that track carbon footprints of purchases, offer sustainable investment options, or facilitate green loans, aligning finance with environmental values.

Covers tracking income/expenses, setting aside money for quarterly estimated taxes, common business deductions, and retirement savings plans like Solo 401(k)s or SEP IRAs.

Discusses budgeting for premiums/deductibles, understanding health insurance options, the benefits of HSAs (if applicable), and saving for unexpected medical bills.