Verified So

Breaks down delivery fees, service charges, inflated menu prices, and tips, encouraging mindful use and comparing costs to traditional shopping/cooking.

Explains how the principal value of TIPS adjusts with inflation (CPI), how interest is paid, tax considerations, and their role in hedging purchasing power risk.

Strategies include automating savings increases, setting spending rules for raises/bonuses, prioritizing long-term goals, and practicing gratitude.

Considers current mortgage rates, potential investment returns, tax implications, liquidity needs, and the psychological benefit of eliminating mortgage debt.

Discusses the return on investment (ROI) from certifications, degrees, or skills training in terms of salary increases, promotions, and long-term earning potential.

Explains how to track income, assign every dollar to expenses, savings, or debt, pros (awareness, control), and cons (time-consuming).

Tips on identifying reliable sources, understanding jargon, focusing on long-term trends vs. short-term noise, and separating news from investment advice.

Explains Buy Now, Pay Later (BNPL), in-app payments, and other integrated financial services, discussing convenience, potential costs, and impact on traditional banking.

Discusses the importance of reviewing policy limits, considering umbrella insurance, and ensuring coverage aligns with your current assets and risks.